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Cleaners and our health
Many people use strong cleaners or acid cleaners to make the house clean and to get hard to clean stains out, but people don’t realize that many cleaners are bad for our health they contain ingredient that irritate the skin and the fumes that...
Healthy Living Hand Hygiene Tips For Busy People
(NC)—Practicing dedicated hand hygiene makes good sense when it comes to fighting the spread of germs. Many of the common, and not so common viruses are transmitted from the hand to the ears, eyes and nose, and that is why surgical masks and...
The 80/20 Rule of Healthy Eating
The 80/20 Rule of Healthy Eating January is the month we all resolve to eat well. But that doesn’t mean our plates must always be filled with broccoli and Brussels sprouts or that we have to swear off the snacks, desserts and other foods we love,...
The Isometric Diet and Balanced Health
The concept isometric has been a part of the health care vocabulary for decades. The most common application of the term, until now, has been with respect to physical exercise. Taken from the Greek root word Iso, meaning equal, the familiar term...
YOUR HEALTH RESOLUTIONS FOR A HEALTHY CHINESE NEW YEAR
The Year of the Green Wooden Rooster is upon us. At the stroke of midnight on the 9th of February 2005, the Chinese New Year will be celebrated. Since the year of the Rooster is about to commence, wouldn’t it be nice to have some health resolutions...
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Health insurance plans
Health Insurance plans vary but dependant on the scope of coverage offered health insurance plans most often pay for part or all of the cost of the following types of services:
Basic services like visits to the a doctor's office; surgery; hospital care; physical therapy; mental health and substance abuse treatment.
Prescription drugs.
Preventive and diagnostic services such as physical exams; immunizations; annual gynecological (well-woman) exams; cancer screening (Pap tests, mammogram's, prostate exams etc); x-rays; laboratory tests and if needed second opinions for surgery.
Wellness programs, for example to help you stop smoking; weight-loss programs; stress-control courses; discounts at fitness facilities; health-related information via the Internet.
Emergency care. Generally speaking, your situation is an emergency if you expect the following to happen if you do not seek care:
You would jeopardize your health or your child's health.
If you were pregnant, the health of your unborn child would be in jeopardy.
You would have serious impairment of bodily functions.
Even the most comprehensive health insurance plan would not cover certain kinds of services. Every health insurance plan includes a list of items not covered by the health insurance plan and these
will be listed as "health insurance plan exclusions"
These typically are:
Cosmetic procedures and surgery except repair to damage caused by an injury or illness.
Custodial or long term care.
Treatment considered experimental.
Hearing aids.
Over-the-counter drugs (such as aspirin).
Procedures that aren't medically necessary.
Work-related injuries or illnesses as these would normally be covered under workers' compensation coverage).
Once you have selected a health insurance plan and signed a contract, the insurer is obliged to provide a legal document called the Evidence of Coverage (EOC) that describes the benefits covered and your rights under the plan. It is important that you read this document and refer to it often, this will help in your understanding of the health insurance plan benefits.
This article has been written by http://www.best-health-insurance-plan.info
For more information on health insurance, visit our web site http://www.best-health-insurance-plan.info
This article is not a substitute for medical advice.
Please feel free to use this article in your newsletter or on your web site, the resource box must be included. If you use this article, please send a brief message to let me know where it appeared: mailto:bhip@t4star.com Thank you.
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